ACCESS administers several programs designed to help low-income families maintain or transition into permanent housing. Eligible families receive help with rent, security deposits, move-in costs and other expenses. For more information, please call 541-779-6691
For those who need help making payments for refundable deposits and first month’s rent in order to obtain affordable housing. For more information, please call Deposit & Eviction hotline at 541-779-6691
Homeownership & Related Services
ACCESS is a certified HUD Housing Counseling Agency (since 1991) and an Oregon Regional Housing Center (since 2002) serving Jackson and Josephine Counties. ACCESS’ Homeownership Center offers education, counseling, guidance and assistance to people who need help purchasing a home or maintaining homeownership.
Individual Development Accounts (Dream$avers)
Matched savings accounts help eligible consumers build financial resources. Funds can be used for higher education, small business start-up or expansion, or purchasing a home. These no-fee savings account (IDA’s) help lower income families save money and improve lives. Check the PDF information and applications for details.
Homebuyers Assistance Programs:
Help for first-time buyers with education, counseling, down payment programs and special mortgage products as available.
ACCESS offers two options for Homebuyer education to provide information on the process of buying a home and becoming “mortgage ready.” Realize the American Dream (RAD) classes, which are live in-person classes, and eHome America classes, which are online classes. For a class schedule or more information please call (541) 779-6691.
Welcome Home Program For Military Veteran First Time Home Buyers
RVAR / OAR HOME Foundation First Time Buyer Assistance Program
ACCESS offers an online money management course through eHome America to help you reach your financial goals.
eHome Money Flyer
Mortgage Payment Assistance:
ACCESS administers the Oregon Homeowner Stabilization Initiative (OHSI) program for Jackson and Josephine Counties. This program assists households who are struggling to pay their mortgage, behind on property taxes or facing default. To sign up for this program, go to OHSI or call (503) 986-2025.
OHSI Flyer here
For more information on any of the Homeownership Programs, call (541) 779-6691.