Home Ownership Programs
ACCESS is a certified Housing and Urban Development (HUD) Housing Counseling Agency (since 1991) and an Oregon Regional Housing Center (since 2002), serving Jackson and Josephine Counties. ACCESS’ Homeownership Center offers education, counseling, guidance and assistance to people who need help purchasing a home or maintaining homeownership.

Programs Include:

Individual Development Accounts (Dream$avers)

Matched savings accounts help eligible consumers build financial resources. Funds can be used for higher education, small business start-up or expansion, or purchasing a home. These no-fee savings account (IDA’s) help lower income families save money and improve lives. Check the PDF information and applications for details.

Homebuyers Assistance Programs:

Help for first-time buyers with education, counseling, down payment programs and special mortgage products as available.

ACCESS offers two options for Homebuyer education to provide information on the process of buying a home and becoming “mortgage ready.” Realize the American Dream (RAD) classes are live, in-person classes. eHome America classes are online classes. For a class schedule or more information, please call (541) 779-6691.

Financial Education:

ACCESS offers an online money management course through eHome America to help you reach your financial goals.

Mortgage Payment Assistance:

ACCESS administers the Oregon Homeowner Stabilization Initiative (OHSI) program for Jackson and Josephine Counties. This program assists households who are struggling to pay their mortgage, who are behind on property taxes or who are facing default. To sign up for this program, visit OHSI’s website or call (503) 986-2025.

For more information on any of the Homeownership Programs, call (541) 779-6691.