(541) 779-6691
Home Ownership Programs
ACCESS is a certified HUD Housing Counseling Agency (since 1991) and an Oregon Regional Housing Center (since 2002), serving Jackson and Josephine Counties. ACCESS’ Homeownership Center offers education, counseling, guidance and assistance to people who need help purchasing a home or maintaining homeownership.


Homeownership Program Flyer

Programs Include:

Individual Development Accounts (Dream$avers)

Matched savings accounts help eligible consumers build financial resources. Funds can be used for higher education, small business start-up or expansion, or purchasing a home. These no-fee savings account (IDA’s) help lower income families save money and improve lives. Check the PDF information and applications for details.

Dream$avers Flyer

Home Buyers Assistance Programs:

Help for first-time buyers with education, counseling, down payment programs and special mortgage products as available.

ACCESS offers two options for Home buyer education to provide information on the process of buying a home and becoming “mortgage ready.” Realize the American Dream (RAD) classes which are live in-person classes and eHome America classes which are online classes. For a class schedule or more information, please call (541) 779-6691.

RVAR/OAR HOME Foundation First Time Buyer Assistance Program

HOAP Downpayment Assistance

Realize the American Dream (RAD) class

eHome class

Financial Education:

ACCESS offers an online money management course through eHome America to help you reach your financial goals.

eHome Money Flyer

Mortgage Payment Assistance:

ACCESS administers the Oregon Homeowner Stabilization Initiative (OHSI) program for Jackson and Josephine Counties. This program assists households who are struggling to pay their mortgage, behind on property taxes or facing default. To sign up for this program, visit www.OregonHomeownerHelp.org or call (503) 986-2025.

OHSI Program Flyer

For more information on any of the Homeownership Programs, call (541) 779-6691.